Anthem Blue Cross Blue Shield Unethical

I just had a frustrating conversation with an employee of Anthem Blue Cross Blue Shield insurance company. I cannot believe what I was told.

Anthem has paid for only 7 out of a possible 12 yearly covered visits to a chiropractor. Yet, the insurance company will not cover further treatments for me this year, claiming that my yearly quota has maxed out.

This makes no sense, since they have only covered 7 out of 12. The reason for the discrepancy? I made several visits, paid out of my own pocket, to a chiropractor outside Anthem’s preferred provider list. So what? Since Anthem refuses to cover those expenses, I should be okay, right? Wrong!

Because I dared submit a claim, even though they didn’t pay a cent, Anthem Blue Cross counted them against my allowable benefits! Anthem penalized me for simply asking for their help and then being refused. How absurd! How blatantly unethical. Anthem Blue Cross Blue Shield has unethical business practices.

After telling the employee how wrong this policy was, she said she would not discuss the immorality of Anthem policies. I asked her if she enjoyed working for Anthem, and she answered she loved her job and would never leave it. She stated that if I had not submitted those claims, it wouldn’t have been a problem. I can’t believe she could say that to me with a straight face (I assume). Be quiet and you’ll be okay. That is the message.

Anthem is a shameful company. I’m sure that Anthem and other American Insurance Industry companies implement this bait and switch trick on thousands of unsuspecting customers who dutifully pay their insurance bills.

Summer, Haircuts and Basil

I had a haircut today. I love the feeling of the scissors snipping near my ears and the sheers vibrating against my head. It’s the most relaxed I’ve been in weeks. I realize that I’ve missed Summer, being so distracted with my career crisis.

I barely write here anymore, especially since the arts culture crisis began in Columbus in January, threatening my job of 19 years. I moved here to play in the Columbus Symphony. It was a thriving orchestra back then, up and coming. We had some great years with Alessandro Siciliani; a trip to Carnegie Hall, several recordings. Now all that is threatened.

An orchestra is like a tree. It takes a long time to grow and develop. It’s unique shape and habits are like no other tree. It offers relief from the rigors of the day under its branches.

I have an old Chinquapin Oak growing next to my house. It is at least 150 years old. It’s branches grow over two houses. When I had a large addition put on the back of my house, I had a special “floating” foundation put in, with three large piers upon which the room is built. I hired a tree specialist to dig the holes, so as not to disturb the roots. She used a large air gun to blast the soil away, revealing any roots, which she cut very carefully. Luckily, there were no really important arteries in any of the three 5 ft deep holes.

So it is with an orchestra. In the attempts to “stabilize” the organization financially, those who perhaps intended “progress” have instead damaged, perhaps irreparably, the Columbus Symphony. Several players have left, and more will leave in the next few months.

I planted three tomato plants in a pot in my driveway, one of the few places unshaded by the huge oak. Those three tiny little plants are now huge, rambling five feet high and flopping in every direction. The first tomatoes are almost ripe. (I planted them late) I watched the progress of those weedy plants each time I walked past them. I also planted a few dozen Basil plants, which are now robust bushes full of fragrant leaves. Tomato and Basil plants are the epitome of Summer! Their pungent smell and profuse vigor capture the very essence of Summer’s fecund process. So much happens in a garden during the growing season.

And I realize that, like the tomato plants, I’ve also been productive. I’ve had to adjust to the possibility of being unemployed for awhile until either the orchestra is resurrected or I gain another job. (akin to winning the Olympics, in other words a rare and difficult accomplishment) I’ve cleared out three rooms in my house and rented them out. The new house-mates have settled in and, in addition to providing me with income, are turning out to be excellent additions to my home.

I had a huge garage sale a few days ago. I seized the opportunity while clearing rooms out to sort through and eliminate superfluous stuff. I sold not only house items, but many plant divisions from my garden, mainly Hostas and Daylilies. I made $350 on the sale. And my life feels a bit lighter.

I am teaching more private students, and enjoying the process of initiating young minds to music’s complexity, especially since I have few performances to worry about.

Along with other musicians in the orchestra, I helped organize several very successful concerts to keep our orchestra in the public eye.

So, as I look at the garden through the large window behind my computer, I see that the garden’s progress didn’t happen alone. I now see how much I have grown, in self-reliance, confidence and resilience, during the past few months.

At the end of Summer, Fall’s harvest is the reward for hard work. Perhaps during the approaching Fall season, my hard earned personal growth and actions will pay off. I have to hope and be optimistic.

Is there a message in this photo?


I’m thinning out my life to make room for roomers to help make my financial ends meet while enduring the chaos and insecurity of being locked out of my job without pay or insurance. Life goes on. So my cat, Merlin may be telling me by snuggling on the pile of stuff to be sold or given away. Life continues, with its beauty, its pain, its sweetness, no matter now “stressed” or “distracted” you may righteously feel.