Happy New Year!

I just took a long shower and changed my bed sheets for the New Year, a tradition I began as a child to remind me of “turning over a new sheet” for the New Year.

Best Wishes for a Safe and Healthy New Year to All.

David Garnet

Universal Health Care Highest Priority

I am “un-insurable” because I have a serious pre-existing condition. So I have to keep a weak job just to get insurance. What kind of free country is that!? Millions of innovative Americans are imprisoned by dead end jobs just to get health care. What about a better America which allows more of us to be self-employed, adjusting to the market needs? Now that’s real “free-market” thinking! For that to happen we must first have universal health care. There is no other way for the US to move forward in the world.

Next I voted for a Green Economy. To fix the market crisis long term, we need to change to adapt to a greener world. Other countries are already ahead of us on this. But we can catch up easily if we want to.

Movon.Org sent me an email urging me to vote for the issues most pressing for the Obama Administration. Please go vote and make your voice heard!

Anthem Blue Cross Blue Shield Unethical

I just had a frustrating conversation with an employee of Anthem Blue Cross Blue Shield insurance company. I cannot believe what I was told.

Anthem has paid for only 7 out of a possible 12 yearly covered visits to a chiropractor. Yet, the insurance company will not cover further treatments for me this year, claiming that my yearly quota has maxed out.

This makes no sense, since they have only covered 7 out of 12. The reason for the discrepancy? I made several visits, paid out of my own pocket, to a chiropractor outside Anthem’s preferred provider list. So what? Since Anthem refuses to cover those expenses, I should be okay, right? Wrong!

Because I dared submit a claim, even though they didn’t pay a cent, Anthem Blue Cross counted them against my allowable benefits! Anthem penalized me for simply asking for their help and then being refused. How absurd! How blatantly unethical. Anthem Blue Cross Blue Shield has unethical business practices.

After telling the employee how wrong this policy was, she said she would not discuss the immorality of Anthem policies. I asked her if she enjoyed working for Anthem, and she answered she loved her job and would never leave it. She stated that if I had not submitted those claims, it wouldn’t have been a problem. I can’t believe she could say that to me with a straight face (I assume). Be quiet and you’ll be okay. That is the message.

Anthem is a shameful company. I’m sure that Anthem and other American Insurance Industry companies implement this bait and switch trick on thousands of unsuspecting customers who dutifully pay their insurance bills.